Latest Saving, Investing & Mutual Fund Articles

With the stock market at record highs, many investors are focusing on asset allocation. Hybrid mutual funds provide a variety of asset allocation solutions for investors with different risk profiles. In this monthly series we will discuss different hybrid fund categories with spotlight on hybrid products from PGIM India stable...

One of the most important areas to look at white saving for your future is to plan for a stress free and economically independent retirement. An SIP is a tool to systematically invest in mutual funds with the amount of your choice, helping you to build a corpus in the initial years of your career. Post retirement, the need is for...

HDFC Small Cap Fund has an illustrious history. The fund was launched in April 2008 as a Multi-cap fund, Morgan Stanley A.C.E. Fund under Morgan Stanley India AMC. In 2013, when HDFC AMC acquired Morgan Stanley India AMC, the fund's name change was changed to HDFC Mid and Small Cap fund. Then in 2016, the...

Small caps have outperformed ever since the market started recovering after the COVID-19 crash in 2020. Small caps outperformed in CY 2020 and 2021, but they underperformed in CY 2022. The 2022 correction made small caps attractive and they bounced back strongly in 2023. On a YTD basis, Nifty Small Cap 250...

All investors aim for a seamless journey to build wealth. However in reality, markets are erratic, moving up or down and leaving many investors coping with strong emotions. When market goes up, the emotion is torn between booking profits and while some may want to invest even more, believing the market will always work...

If you invested Rs 10 lakhs in Canara Robeco Emerging Equities Fund at its New Funds Offer (NFO) in March 2005, your investment would have multiplied 18 times to nearly Rs 1.8 crores (as of 21st August 2023). The CAGR of Canara Robeco Emerging Equities Fund since inception is 16.9%. The chart below shows...

Passive investing has taken off in a big way in India since the outbreak of the COVID-19 pandemic. As per AMFI data, in the last four years ending 31st July, 2023, passive assets under management (AUM) grew by nearly five times (5X) at a compounded annual growth rate (CAGR) of nearly 49% (source: AMFI July 2023...

Aditya Birla Sun Life Frontline Equity Fund has completed more than 20 years since its launch. Over this period the equity market went through several cycles of bull and bear markets, but this large cap fund created substantial wealth for investors (see the chart below). If you had invested Rs 10,000 in Aditya...

Exchange Traded Funds (ETFs) are passive schemes which track market indices. ETFs invest in a basket of securities which replicate the benchmark index. Unlike actively managed mutual fund schemes, ETFs do not aim to beat the index, they merely track the index as closely as possible. Since ETFs are passive funds, they...

Diversification refers to building a portfolio with multiple assets to reduce the risk associated with a single asset. For example, a diversified equity fund invests in a portfolio of stocks across different industry sectors and market capitalization segments. Diversification can also mean investments across different asset classes...